Investing

Cash cocaine

Holding cash can be incredibly addictive. It’s safe and understandable, whereas the markets are volatile and unknown. On paper we know that markets rise on average 3 out of every 4 years, and if left alone, investments can compound into serious wealth. But when you receive a cash lump sum and are considering whether or …

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I’m worried about [insert major geopolitical event]. Should I wait before investing?

It’s always easy to find a reason not to invest. Because of the huge number of factors that can affect markets, combined with the never-ending cycle of major news stories, there’s always an event that could cause markets to fall. But despite this, the market’s risen in about 3 of every 4 years for as …

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Is now a good time to invest?

By now you should be more comfortable with the reasons for investing, the importance of saving and investing, the amount you’d need to start investing, whether you’re ready to invest, what you can invest in, and how you can actually invest. But is now a good time to invest? To properly answer the question, I’ve …

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Should I save or invest?

If someone asked you what you thought was more important: the amount you invest each month, or the rate of return on your investments – what would you say? In my experience, most people tend to say their returns. And that’s understandable given how much time investors devote to eking out a few extra basis …

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How do I invest?

Depending on how keen you are on getting stuck into portfolio construction, the difficulty of building your own portfolio can range anywhere from, “So easy, I literally don’t have to do anything” to, “This is impossible, I can’t believe I have to do all this myself – I don’t even know where to start”. The …

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What can I invest in?

Another one of the questions I’m often asked about investing is, “What can I invest in? Like, what’s it even possible for me to buy?” It’s surprising to find that many people (or maybe just the people I know), don’t know what they’re able to invest in. A good place to start when answering this …

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Am I ready to invest?

In contrast to the “How much do I need to start investing?” question, the “Am I ready to invest?” question is one I don’t get asked as often as I should do. To preface this post, I should note that I’m not a financial advisor (I’m an investment manager), and per the disclaimer at the …

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