Welcome to Occam Investing.

About me

I’m a CFA charterholder, currently working for a large asset manager in the UK.

While I’d love to share more about myself and my background, I’ve chosen to blog anonymously. My views may conflict with those of my employer, and I don’t want anything written here to reflect poorly on them.

Hopefully I’ll be able to blog under my real name eventually, but for now “Occam” will have to do.

Why did I start this blog?

Because investing isn’t like any other profession.

I couldn’t walk into an operating theatre and perform brain surgery better than a well-qualified and experienced surgeon. Nor could I turn up in court and prosecute someone as well an experienced lawyer. Or design a structurally sound building as well an architect.

But investing is different. It’s the only profession where someone with no previous experience can outperform a professional.

I can’t think of any other area where an average person, with very little effort, is able to do a better job than someone who’s been practicing their whole life.

Given how important our investments are to all of our futures, and how easy it is to become a DIY investor, that’s an incredibly powerful idea.

So that’s what this blog is for. To show you how.

No matter what your previous investment experience, the aim of this blog is to teach you how to take control of your own financial life, manage your own investments, and achieve better performance than if you’d hired professionals.

And the best part is that it’s simple to do.

Investing philosophy

Occam’s razor is the principle that the simplest solution is usually the best.

Although the world of investing can be complicated and confusing, it really doesn’t have to be. In fact, simple investment solutions are almost always stronger than complicated ones.  

Occam’s razor holds especially true in investing, and by embracing a philosophy of simplicity, patience, and oftentimes downright laziness, investors are able to manage their own investments and maximise their performance.  

I believe an investment portfolio should be:

  • Simple
  • Diversified
  • Cheap
  • Understandable
  • Transparent
  • Evidence-based

Independence

Although I work for an asset manager, my veil of anonymity means I’m able to offer an independent opinion free from ulterior motives.

I’m under no obligation to sell the services of any particular fund manager, investment, manager, adviser, or consultant.

As a result, I’m able to offer an independent opinion, free from financial incentives.

In the spirit of fully transparency (one of the core tenets of my investment philosophy), I would love this blog to generate some income for me one day, so I could dedicate more time to writing and producing articles.

But firstly, I’m some way off that point yet. Secondly, and far more importantly, if and when I’m able to provide enough value to readers that the blog becomes profitable, my financial incentives will always be based on my investment philosophy – never the other way around.

I value my independence highly, and know from speaking to readers that they do, too.

I don’t post according to any schedule, so if you’d like to be notified of any new posts when they’re released, please sign up using the form on the right sidebar.